Your mortgage.
Done right.
Principal Broker. Mother. Industry advocate.
And I work for you.
I'm Tracy Regier.
You deserve more than a rate. You deserve a broker who actually understands your situation, tells you the truth, and is still in your corner long after you get the keys.
Clear guidance, every step of the way
You’ll always know what’s happening, what it means, and what comes next. No confusion, no second-guessing.
Mortgage options that actually fit your life
I look beyond the obvious to find solutions that support your goals, timeline, and long-term plans, not just what a lender offers.
A process that feels calm and stress-free
From your first conversation to final approval, you’re supported, informed, and confident in every decision you make.
Areas of Expertise
Whether you're a first-time buyer trying to make sense of it all, a homeowner heading into renewal, or a referral partner who needs to know your clients are in good hands, I'm here.
I've also spent years coaching mortgage brokers across Alberta and leading a team of over 20 agents at Tango Alberta. I know this industry deeply. And I believe the best thing I can do with that knowledge is share it.
First-Time Buyers
The process can feel like a lot. I make it simple. No jargon, no pressure, just a clear path to your first set of keys.
Renewals and Refinances
That letter from your bank? Not your best option. Let's look at what you actually qualify for before you sign anything.
Referral Partners
I treat your clients the way you would. With care, clarity, and consistent communication. Your reputation is safe with me.
Why Choose TR Mortgages?
I have access to dozens of lenders. That means more options, better rates, and solutions your bank simply can't offer. But the access isn't what sets me apart.
What sets me apart is that I take this personally.
I'm a wife, a mom, a broker who has sat with clients through some of the most stressful moments of their lives. I know what it feels like to need clear answers from someone you can actually trust. That's the standard I hold myself to. Every client. Every file.
Tracy is absolutely awesome to deal with. She is extremely professional, highly organized, and incredibly knowledgeable. She helped us navigate a complex situation with many moving parts and explained everything clearly. We’ll absolutely be using her again!!
She's the best mortgage broker we’ve encountered and worked with. A true cut above!
— Teesha
Tracy is amazing to work with! She worked overtime and was always there to answer my questions. As a first-time home buyer, I learned so much and felt supported every step of the way. She recommended my realtor and lawyer, creating my dream team to work with. I have full trust in her and would recommend her to anyone.
Very informative, communicates well, and always kept me updated!
— Michelle
If you are looking for a professional, honest, prompt and friendly broker, she is the one! I was looking to renew and she was all about finding a solution that was best for me. I ended up going with my current provider following her advice. She is dedicated to finding her clients a great product even if it means she doesn’t get your mortgage.
Tracy is truly dedicated to what’s best for you, no matter what!
— Janice
Tracy was AMAZING to work with! As a first time home buyer, she made the process absolutely seamless. She was great about keeping in touch and following up when she said she would, there was never any chasing or running around trying to figure things out. I recommend Tracy to anyone looking to buy a home!
She made the process absolutely seamless - it almost felt too easy!
— Megan
Tracy is the kind of professional you want in your corner. She is both compassionate and fierce in how she represents you but also how she holds your hand through the process. Buying a house is never a walk in the park, but with Tracy you know you will never get lost on the journey. I can honestly recommend her as the best in the business.
Compassionate, fierce, and exactly who you want in your corner!
— Nicole
What truly sets Tracy apart is her ability to blend professionalism with warmth. Her passion for helping others, combined with her financial knowledge and advocacy work, makes her one of the most respected names in the field. Highly recommend working with Tracy!
An outstanding professional and a true asset in the mortgage industry!
— Aman
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